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Solar Eclipse Safety: 3 Things To Know

Here comes the sun…

On Monday, April 8, 2024, a total solar eclipse will cross over parts of Mexico, the United States and Canada. United States cities from Texas to Maine are considered to be in the “path of totality,” including Erie, Pennsylvania, where Erie Insurance’s Home Office is located.

While a solar eclipse doesn’t bring the type of immediate destruction you’d see from other natural disasters like hurricanes, tornadoes or floods, it does present some unique risks.

Here’s how to make this eclipse viewing an enjoyable (and safe) experience.

1. Don’t look directly at the sun.

The human eye is extremely sensitive. Staring at even the smallest sliver of the visible sun can cause permanent eye damage.

Before you buy those on-trend eclipse viewing glasses, make sure they’re the real deal. Regular sunglasses simply don’t offer the same level of protection, and some scammers are trying to pass knock-offs as the real thing.

The American Astronomical Society has verified several manufacturers that offer options when looking to purchase proper eye protection for the big event.

2. Keep your eyes on the road.

Our 2016 study of Twitter and Instagram data showed that people stare at the sky #whiledriving… even when there’s not an eclipse going on. So, we can only imagine how Eclipse Day drivers will act.

If you live close to the path of totality—that’s eclipse-speak for the best visibility line—expect traffic jams from visitors. And if you happen to be on the road during the big moment, be extra cautious and drive defensively.

3. Renting out your home? Check your liability coverage.

“Solar eclipse vacations” are a white-hot trend. If you own a home in the path of totality, you might already know there’s a demand for tourists to crash at you­­­r place via a short-term rental website (like Airbnb).

But before you look to cash in on the opportunity, ask your insurance agent if your homeowner’s insurance policy is currently set up to protect you from the unique liability or property damage risks that come from renting out your home.

On April 8, enjoy this once-in-a-lifetime view! And remember: rain or shine, your Erie Insurance agent is here for you. Find an ERIE agent in your neighborhood today.

ERIE® insurance products and services are provided by one or more of the following insurers: Erie Insurance Exchange, Erie Insurance Company, Erie Insurance Property & Casualty Company, Flagship City Insurance Company and Erie Family Life Insurance Company (home offices: Erie, Pennsylvania) or Erie Insurance Company of New York (home office: Rochester, New York).  The companies within the Erie Insurance Group are not licensed to operate in all states. Refer to the company licensure and states of operation information.

The insurance products and rates, if applicable, described in this blog are in effect as of January 2024 and may be changed at any time. 

Insurance products are subject to terms, conditions and exclusions not described in this blog. The policy contains the specific details of the coverages, terms, conditions and exclusions. 

The insurance products and services described in this blog are not offered in all states.  ERIE life insurance and annuity products are not available in New York.  ERIE Medicare supplement products are not available in the District of Columbia or New York.  ERIE long term care products are not available in the District of Columbia and New York. 

Eligibility will be determined at the time of application based upon applicable underwriting guidelines and rules in effect at that time.

Your ERIE agent can offer you practical guidance and answer questions you may have before you buy.